Give your money a plan
Write down your income and spending. Separate essentials from optional expenses. Choose a saving amount that still leaves room for basic needs.
MONEY, MADE CLEAR
A little knowledge.
A bigger step forward.
Simple tools and general guides to help you plan a goal and ask the right questions.
On this page
Understand the whole cost
Look at the total repayment, the term and how interest is calculated. Ask about insurance, processing charges and penalties.
Make group saving clear
Agree on contributions, timing, use of funds and who makes decisions. Make sure everyone understands how records are kept.
YOUR PLANNING TOOLS
Put a number on your goal.
Savings goal
See what you would need to save each month. Excludes interest and fees.
MONTHLY SAVING
Loan illustration
Reducing-balance interest with equal monthly repayments. Enter your own annual rate; it is not a SACCO quote.
MONTHLY REPAYMENT
Excludes processing fees, insurance and other charges. Actual totals can vary with rounding and repayment dates.
BEFORE YOU VISIT
Five questions to take with you.
- Which documents do I need?
- What is the full cost of the service?
- Which terms should I review?
- Where and when can I access the service?
- How can I follow up if I need help?
YOUR NEXT STEP