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KUNGAHARA SACCORuhango
Generations sharing knowledge about saving.

THE SACCO STORY

The steps behind us.
The roots beneath us.

From the Umurenge SACCO programme to KUNGAHARA SACCO RUHANGO, through source records.

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A STORY WITH SOURCE RECORDS

KUNGAHARA’s context is connected to Rwanda’s Umurenge SACCO journey. The timeline below follows government and BNR records, with a source for each milestone.

  1. 2008

    The idea: reach every sector

    The December 2008 National Dialogue recommended at least one SACCO in every administrative sector.

    MINECOFIN
  2. 2009

    The Umurenge SACCO programme begins

    Umurenge SACCOs began forming in 2009 to broaden access to financial services.

    MINECOFIN
  3. 10.06.2024

    Moving to automated systems

    MINECOFIN announced completion of the automation phase for 416 SACCOs, paving the way for district consolidation.

    MINECOFIN
  4. 06.09.2024

    Nine sector records in Ruhango

    BNR’s directory on this date records nine Umurenge SACCOs in Ruhango; their names are preserved on the directory page.

    BNR · 196–204
  5. 08.10.2025

    Ruhango prepares for a District SACCO

    The district reported a planning meeting for the District SACCO project, focusing on management, service delivery and technology.

    Ruhango District
  6. 09.09.2026

    KUNGAHARA in the BNR directory

    At this website’s source check, BNR lists KUNGAHARA SACCO RUHANGO at entry 59. This is the source-check date, not its incorporation date.

    BNR · 59

Members carry the fuller story.

The exact incorporation date, consolidation instrument, founding leadership and general-meeting records can be added from approved SACCO documents. Those details are not inferred from the national programme dates.

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YOUR NEXT STEP

Let’s take the next step together.

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